Your trusted partner for dreams coming true.
Easy and flexible loan repayment options.
Baroda Personal Loan
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Eligibility
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Purpose
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Amount
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Margin
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Repayment
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Rate of Interest
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Security
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Processing Fees
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Documents Required
- Employees of government and parastatal bodies having completed minimum 2 years of service
- Professional, self-employed, insurance agents
- Personal, travelling abroad, medical expenses, wedding expenses, educational expenses, purchase of commodities
- For govt. employees and employees of parastatal bodies: Maximum limit up to 24 months of salary (max limit Rs 5,00,000 without guarantor and max limit Rs 10,00,000 with guarantor)
- For other customers limit up to 24 months of salary max limit Rs 5,00,000
- Nil
- Maximum 84 months for loan less than Rs 5,00,000 for govt. employees and employees of parastatal bodies
- Maximum 120 months for loans above Rs 5,00,000 for govt. employees and employees of parastatal bodies
- Maximum 36 to 84 months for all other customers* Condition apply
- 3% over PLR
- Salary pledge
- For non-salaried income to be routed through our bank
- Guarantee of min one person of adequate means
- 1% - minimum Rs 500, maximum Rs 5,000
- National ID card individuals
- Marriage certificate wherever applicable
- Latest utility bill
- Latest 3 months' salary slip
- Copy of income tax return
- Business license
- Non-customers to provide statement of account for last 2 years
For further details of the scheme and terms & conditions, please contact nearest branch.
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